1. Narrow your focus. Pick three to five important tasks each day. Get them done! The productivity high will either power you through more, but less important,

1. Narrow your focus. Pick three to five important tasks each day. Get them done! The productivity high will either power you through more, but less important, items or give you the license to hit happy hour early. 2. Like mass-energy equivalence in physics, time and money are equivalent in life. Optimize accordingly. Example: CS students doing their laundry may be optimal to save money, but software engineers sitting at laundromats is likely a waste of time. Same with cooking vs takeout, cleaning vs Handy, owning vs renting, etc. 3. Stay on top of your finances by centralizing them. a. Get rid of all but a handful of credit cards. Increase the credit limit on those that remain. b. Keep only one 401k max at any given time (your current employer’s). The rest should be rolled over into an IRA. c. Same with banking and investment accounts. d. After consolidating accounts to the bare minimum, use an aggregator service like Personal Capital. If you’re paranoid, make a spreadsheet and update it at regular intervals. 4. Get rich slow: spend less than you earn; invest the rest. For more on automating your finances, see https://news.ycombinator.com/item?id=21856310 https://news.ycombinator.com/item?id=21856310.