> Depending on banks and countries instant payments have been a thing for a long time Like how? Mandatory implementation of accepting SEPA instant directive t

> Depending on banks and countries instant payments have been a thing for a long time Like how? Mandatory implementation of accepting SEPA instant directive to banks was like 2-3 years ago. Afaik there was no instant payment within most of the major economies, case Germany. Banking outside UK in europe is still a pain for business and consumer. EU commission would want consistency, but nothing was stopping Bundesbank from innovating.