(Not sure if this is good advice, but...) remember that you can always refinance at a lower rate when the rates come back down. It's obviously still not advisa

(Not sure if this is good advice, but...) remember that you can always refinance at a lower rate when the rates come back down. It's obviously still not advisable to buy a house if you can't afford the monthly payments, but remembering that you can always refinance in a couple years when the rates normalize might help if you have FOMO from the super low rates of the past few years.