so move your business to someone who you think takes security seriously. That is exactly what I did. I was with a major bank but they would not take my securi

so move your business to someone who you think takes security seriously. That is exactly what I did. I was with a major bank but they would not take my security seriously and only did 2FA. I moved to a small local bank that allowed me to lock down my accounts so that from the internet they are read-only. I have to physically go into the bank and show ID for most of my accounts. That leaves one account I can use for small online purchases. I am working with them to implement better security around ACH/wire transfers. That's not even a discussion I could have with the bigger banks.