> 200k is still well within normal everyday p2p transactions. You should probably get out of your bubble. That said, it's a false dichotomy. You can perfectly

> 200k is still well within normal everyday p2p transactions. You should probably get out of your bubble. That said, it's a false dichotomy. You can perfectly allow sky-high limits to SCT Inst for customers who regularly need it, yet have more reasonable policies for the 99% of the population who's perfectly OK with a slow transfer when they wire money to a notary public to buy a property.