Sounds a lot like ING payments in Romania - takes seconds to transfer money in accounts at the same bank, and all you need is a phone number, or a qr code. Tran

Sounds a lot like ING payments in Romania - takes seconds to transfer money in accounts at the same bank, and all you need is a phone number, or a qr code. Transferring to other banks takes a few hours and my understanding is that its getting faster.