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Italy here. A couple of my banks let me login by confirming my identity with a fingerprint on my phone, in their app. Another one still supports their old 6 d
by pmontra 4y ago
Italy here.
A couple of my banks let me login by confirming my identity with a fingerprint on my phone, in their app.
Another one still supports their old 6 digits OTP generator, but also has the app with the fingerprint authorization.
Mastercard does key6 but they or my bank also send a SMS with a numeric code.
Paypal sends an SMS with an OTP.
It seems that nobody wants to spend money on hardware here.
- ghaff 4y agoThe parent did refer to banks giving them to people. I just got a USB one in a swag bag at an event from Google so I guess they're pretty inexpensive these days. But I don't disagree with the basic point. Most everyone has a phone and won't carry around a separate hardware device in general irrespective of price.
- pmontra 4y agoYeah, of course I won't do that because I might lose that device and it takes space, times the number of banks giving me their own hardware. I keep my hardware key generator at home. I need it only to perform some operations from my computer. Everything I do outside home is with the phone, which funnily is its own 2FA device. Banks and regulators accept that for the sake of convenience.