2FA is good and is evil. Good because with a SMS you can get easy access to recover your password. Evil because, loose your phone, loose your access to email,

2FA is good and is evil. Good because with a SMS you can get easy access to recover your password. Evil because, loose your phone, loose your access to email, bank and other services. Maybe use 2FA with at least 4 methods of RECOVERY like: password, email, secret question, OTP SMS, another secret question. Stop 2FA with limit methods.