Maybe it's just me, but 'How rate hikes' feels like it would be a more approachable article. 'The effect of rate hikes' sounds more scientific, like a link to

Maybe it's just me, but 'How rate hikes' feels like it would be a more approachable article. 'The effect of rate hikes' sounds more scientific, like a link to some economics paper I'd likely not make much sense of.