You don't need certified death certificates for creditors and the like, only for assets you want to claim. When my mother died multiple places *asked for* cert

You don't need certified death certificates for creditors and the like, only for assets you want to claim. When my mother died multiple places *asked for* certified copies, I simply told them she's dead, there will never be another authorized charge, nothing is currently owed so no payments will be made, do what you will with the account.