You should factor in national and states debt. Vast majority of richness comes from turning debt (-ve) to positive via shifting it to national debt. For example

You should factor in national and states debt. Vast majority of richness comes from turning debt (-ve) to positive via shifting it to national debt. For example? Let say, you owe 10K USD, government give you 10K USD and then cancel the debt a few mpnths or years later, you're now "wealthier" by 10K even if you do nothibg at all to get those 10K sent to you by IRA check. Americans now are poorer in real terms but get the facade of wealthy with borrowed money. Even if they dont ever need to pay off, their surrounding prices will i flates and catch up with their wealth and this is what is happening. When OPEC starts to shift half of petroldollar away, you will then understabd how we are now poorer.