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With my new digital nomad life, flying across the US and staying in hotels, I’ve literally researched every credit card offered by all of the major banks except
by scarface74 4y ago
With my new digital nomad life, flying across the US and staying in hotels, I’ve literally researched every credit card offered by all of the major banks except some of the ones aimed at people building there credit.
Just for context for those who aren’t in the US travel reward credit cards game, between churning (https://www.forbes.com/advisor/credit-cards/what-is-credit-card-churning/ https://www.forbes.com/advisor/credit-cards/what-is-credit-c...) and earning based on spend is a great way to get free trips and hotels.
That being said, the Apple Card is meh in every way and far inferior to Amex as far as customer service, the application user experience, rewards, etc.
The Apple Card is just a cobranded Goldman Sachs card. It’s the opposite of when Apple is at its best - when it owns the entire experience.
Amex owns the credit card, the processing network, and doesn’t do but one or two deals with outside banks. The perks from being in the Amex ecosystem are vast. Once you have one card with Amex, they don’t even do a hard credit pull most of the time.