A big plus of being a landlord in our current time period is that what you charge the tenants in rent covers: a) the cost of your time b) the cost of maintainin

A big plus of being a landlord in our current time period is that what you charge the tenants in rent covers: a) the cost of your time b) the cost of maintaining the property c) the cost of paying interest on the loan d) the cost of repaying capital on the loan. After 30 years or whatever once the mortgage is paid off, the landlord's costs will drop significantly, but the amount they charge tenants still takes into account the last two, which is why being a landlord is often seen as a great way to fund retirement. One way to change that could be to have mortgages that have an unlimited term and are interest only. The way the landlord wouldn't need to charge (d) to tenants and they only advantage to them being a landlord would be (a). But I'm sure if that were to happen capital costs for properties would increase significantly that at the end of the day rents would be exactly the same as they are today.