> Wouldn't it be more likely that they'd get a loan? I'd love to see the terms on this kind of loan: people coming to US from the abroad do not have any credit

> Wouldn't it be more likely that they'd get a loan? I'd love to see the terms on this kind of loan: people coming to US from the abroad do not have any credit history whatsoever. Now, if this will be some government-sponsored loan, I could only imagine the amount of bureaucracy involved and timelines for that. If one were to look for better way for immigration problem resolution - Canada and Australia have decent processes of getting people they need in.