Solid points. from what we’ve seen it defers between different companies. Each company has its own preferences, some find it less optimal to send IDs to a 3rd

Solid points. from what we’ve seen it defers between different companies. Each company has its own preferences, some find it less optimal to send IDs to a 3rd party, and some don’t want to host it themself, and this is why we built it to be entirely modular. It means you can either use a vendor in the backend (for fraud, file storage, AML, or anything else) or do stuff on your own, we want to make sure the underlying infrastructure won't break when you mix and match those. we do it by standardizing the data and how all modules talk with each other. From what we’ve seen it really depends on what service the company is giving, who are the customers, and sometimes the size of the company.