That doesn’t really make sense. If someone born in 1955 who started working in 1980 and then started saving money and investing into a diversified stock portfo

That doesn’t really make sense. If someone born in 1955 who started working in 1980 and then started saving money and investing into a diversified stock portfolio the current downturn sucks but isn’t the end of the world. Plenty of time in the market. Sure, it always sucks if you are entering retirement when there’s a downturn (which someone born in 1955 would do right about now) but I wouldn’t even see the point in completely pulling out of stocks now. I would say that if the prediction that returns will be lower in the future is true then this sucks for everyone not entering retirement right about now. They still need and want time in the marke