If you are rich with most of your assets in liquid form, you're not richin' right. The whole point is to keep as little liquid assets as possible and invest in

If you are rich with most of your assets in liquid form, you're not richin' right. The whole point is to keep as little liquid assets as possible and invest in a diverse portfolio of longer-term, return-yielding investments. You'll want short-term liquidity for upcoming payables, and long-term solvency to justify leveraging as much as possible of your investments through borrowing.