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Speaking for Sweden: all cards support contactless payments now, and you don't need to input PIN for amounts that comfortably cover restaurant bills.
by dmitriid 4y ago
Speaking for Sweden: all cards support contactless payments now, and you don't need to input PIN for amounts that comfortably cover restaurant bills.
- xxs 4y agoIt's like that everywhere in the EU (UK/Europe overall) - the card providers are the same, either way - Visa and MasterCard. However, each country has a max amount to use without PIN (usually around ~50euro[0]), and PIN can be requested regardless. While 50euro is on the low side of a dinner bill, it's likely okay when paying for a single person only. [0]: The European Banking Authority (EBA) calls on traders to make use of the exemption for strong customer authentication up to 50 € as allowed under Commission Delegated Regulation (EU) 2018/389.
- lxgr 4y agoEU regulations require PIN entry every couple of transactions, though, even if each individual amount is below the per-country PIN limit. For this reason alone, you do need a PIN pad at every terminal.