Technical debt is a metaphor that's easy to understand for everybody but it could be the wrong one especially when talking to business people. Try unhedged call

Technical debt is a metaphor that's easy to understand for everybody but it could be the wrong one especially when talking to business people. Try unhedged call options instead as explained in https://www.castsoftware.com/blog/bad-code-isnt-technical-debt-its-an-unhedged-call-option https://www.castsoftware.com/blog/bad-code-isnt-technical-de... That introduces the concept of risk and of very bad consequences. That should be easy to understand for them. On the other side, does the average person know what's a call option? And an unhedged one?