Absolutely. I think the "business guy" was mostly familiar with non-usurous interest rates. They hadn't heard the term "technical debt" enough to understand t

Absolutely. I think the "business guy" was mostly familiar with non-usurous interest rates. They hadn't heard the term "technical debt" enough to understand that interest rates increase the more you borrow. Every bit of cruft you add to the code adds to the interest rate as well as the principal.