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> I wonder what happens if I just say "lol, not paying" to them. Would they put me in collections? You can revoke paypal's ACH authorization to your accounts [
by philsnow 4y ago
> I wonder what happens if I just say "lol, not paying" to them. Would they put me in collections?
You can revoke paypal's ACH authorization to your accounts [0]. I would not want to deal with the headache of them falsely telling creditors that I owe them money, though.
[0] https://www.consumerfinance.gov/ask-cfpb/how-can-i-stop-a-payday-lender-from-electronically-taking-money-out-of-my-bank-or-credit-union-account-en-1605/ https://www.consumerfinance.gov/ask-cfpb/how-can-i-stop-a-pa...
- actually_a_dog 4y agoGood luck with that. I had some random bad actor somehow get ahold of my account numbers and debit ~$40 out of my account once via something called a "demand draft." My bank refunded me the money, but they told me they'd have to close my old account and open a whole new account in order to stop it from happening again in the future.
- philsnow 4y ago> open a whole new account in order to stop it from happening again in the future Not sure how that would stop it from happening again in the future, if the bank isn't going to make the barest attempt at stopping people from debiting your accounts with just the routing number + account number...
- actually_a_dog 4y agoThat's what I told them. They shrugged, opened a new account, transferred my balance, and closed the old one. It hasn't happened since, and I have no idea why or how it happened in the first place.