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Interesting. I'd imagine here most of the apps people use for that (Cash app, Zelle, etc) are just frontends for Paypal.
by Test0129 4y ago
Interesting. I'd imagine here most of the apps people use for that (Cash app, Zelle, etc) are just frontends for Paypal.
- pie_flavor 4y agoZelle is a direct bank transfer system.
- acchow 4y agoThey are not. Cash was built using unlinked refunds over visa to do direct deposit onto visa debit cards. For ACH, it uses normal ACH rails. Zelle…was built by the big banks…
- formerly_proven 4y ago> Cash was built using unlinked refunds over visa to do direct deposit onto visa That sorta sounds like violating visa tos?
- acchow 4y agoNah, they just used a hack before working directly with visa to create a standard for this
- kodah 4y agoZelle is absolutely bad, imo. It's like an incomplete Paypal but with a $3.5k transaction limit.