If you need target Germany or Nordic countries, checkout Klarna https://klarna.com/en/business https://klarna.com/en/business They have ok APIs, although they

If you need target Germany or Nordic countries, checkout Klarna https://klarna.com/en/business https://klarna.com/en/business They have ok APIs, although they are e-commerce focused. They also just got a whopping 155 million dollar investment from DST and earlier investment round is from Sequoia. I'd expect them to open up in new countries soon. http://www.arcticstartup.com/2011/12/09/klarna-receives-155-million-financing-from-dst-global-and-general-atlantic http://www.arcticstartup.com/2011/12/09/klarna-receives-155-...