But what you write isn't true, at least not in the way it comes off: When I hear "monitor your personal finances" I think on a month to month basis or more fre

But what you write isn't true, at least not in the way it comes off: When I hear "monitor your personal finances" I think on a month to month basis or more frequently. In Sweden, as written above it is yearly and with several months delay. Also what you you write just doesn't "feel" realistic at all. Source: I live next to Sweden and have Swedish colleagues.