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I mean, I can do(and have done) the exact same thing with a Debit card payment, so using a credit card has offered no extra benefit here. But yes, if you just u

I mean, I can do(and have done) the exact same thing with a Debit card payment, so using a credit card has offered no extra benefit here. But yes, if you just used a direct bank transfer then you're screwed.

jjav 4y ago
> I can do(and have done) the exact same thing with a Debit card payment, so using a credit card has offered no extra benefit here. If you're in the USA (elsewhere I don't know the rules) there is a big difference that isn't immediately obvious. With a credit card, you are not liable by law (regulation) so you always have this benefit. With a debit card, most reasonable banks offer no liability as a customer retention perk, but nothing requires that to be true. They could at any moment decide to leave you hanging, if they decide it's cheaper to lose you as a customer than offer the benefit.