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And after those two months you got your money back, unlike when paying directly when after two months you're just as scammed as before.
by soco 4y ago
And after those two months you got your money back, unlike when paying directly when after two months you're just as scammed as before.
- gambiting 4y agoI mean, I can do(and have done) the exact same thing with a Debit card payment, so using a credit card has offered no extra benefit here. But yes, if you just used a direct bank transfer then you're screwed.
- jjav 4y ago> I can do(and have done) the exact same thing with a Debit card payment, so using a credit card has offered no extra benefit here. If you're in the USA (elsewhere I don't know the rules) there is a big difference that isn't immediately obvious. With a credit card, you are not liable by law (regulation) so you always have this benefit. With a debit card, most reasonable banks offer no liability as a customer retention perk, but nothing requires that to be true. They could at any moment decide to leave you hanging, if they decide it's cheaper to lose you as a customer than offer the benefit.