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Direct billing works here too, but I steadfastly refuse to sign up for it, because I would rather decide when it is convenient for me to have the money leave my
by marssaxman 4y ago
Direct billing works here too, but I steadfastly refuse to sign up for it, because I would rather decide when it is convenient for me to have the money leave my account. I will never forget that one time back in the '90s when all the utilities decided to withdraw a certain month's payments before the relevant paycheck had actually arrived! Not a good experience. Doing it manually makes it much easier to determine how much money I actually have to spend in my debit account at any moment.
- ElevenLathe 4y agoI feel the same way, though some kind of configurable rules to determine when the debit comes out would go a long way to solving this. You can imagine an autopay interface where you say when your paydays are (every other friday, nearest-business-day-to-3-days-after-the-1st-and-the-15th [this is really my spouse's pay schedule], monthly on the 12th, whatever) and then rules like "always take the money the day after the first paycheck in a month, and only if it's less than $500". Bonus points if this gives you extra grace period compared to paying manually.