Sure, and as Mike Tyson once said, everyone has a plan, until they get punched in the mouth. Affordability when the current in-force loans were written was dee

Sure, and as Mike Tyson once said, everyone has a plan, until they get punched in the mouth. Affordability when the current in-force loans were written was deemed to be much better. Tech is in a huge employment bubble right now. The exorbitant pay packages that engineers at FAANG companies are getting simply didn’t exist 15 years ago. A reversion to the mean, especially one triggered by a tightening business climate, is more likely than not, in my opinion. How these loans hold up if tech pay packages decline — that’s something that nobody knows.