Brazil introduced a very similar system with Pix [1] in 2020. Sweden has Swish [2] since 2012 which is more limited in scope than UPI and very similar to Pix.

Brazil introduced a very similar system with Pix [1] in 2020. Sweden has Swish [2] since 2012 which is more limited in scope than UPI and very similar to Pix. It makes life very easy, I do have some reservations on privacy with this kind of centralisation of financial transaction though. [1] https://en.wikipedia.org/wiki/Pix_(payment_system) https://en.wikipedia.org/wiki/Pix_(payment_system) [2] https://en.wikipedia.org/wiki/Swish_(payment) https://en.wikipedia.org/wiki/Swish_(payment)