Despite that, most people in flood zones don’t have flood insurance. > A 2020 survey conducted by the group found that 27% of all American homeowners insurance

Despite that, most people in flood zones don’t have flood insurance. > A 2020 survey conducted by the group found that 27% of all American homeowners insurance policyholders said they had flood insurance. And Wharton’s Risk Management and Decision Processes Center similarly found that, on average, 30% of homes in the highest-risk areas nationwide have flood coverage. [...] About 56% of consumers incorrectly assumed floods would be covered by their homeowners’ policies, according to a 2021 survey by the National Association of Insurance Commissioners. https://www.nbcnews.com/news/us-news/hundreds-thousands-florida-homes-lie-flood-risk-areas-not-recognized-f-rcna50002 https://www.nbcnews.com/news/us-news/hundreds-thousands-flor... > President Joe Biden declared nine counties disaster areas Thursday, making residents eligible for federal aid to pay for minor home repairs, short-term housing and other emergency costs. But of the 1.8 million households in those nine counties, only 29 percent have federal flood insurance, according to an analysis of government records by POLITICO’s E&E News. That leaves 1.3 million households at ground zero without federal flood coverage. https://www.politico.com/news/2022/10/01/hurricane-ian-will-financially-ruin-homeowners-00059615 https://www.politico.com/news/2022/10/01/hurricane-ian-will-...