And most of the places that have major recurring flooding issues are hyper local (for now at least). We're talking neighborhoods or parts of neighborhoods, not

And most of the places that have major recurring flooding issues are hyper local (for now at least). We're talking neighborhoods or parts of neighborhoods, not full cities (yet). The number of affected properties is relatively small, but they make up a large portion of overall claims. Stop covering those locations (even if it's a coordinated buyout program of sorts) and the problem sorts itself out... Edit: and then install retaining infrastructure in place of those houses and you stop future issues too for neighbors