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SCA is a big improvement for most people. Some card issuers don't require it done via a phone if that's important for you.
by hocuspocus 4y ago
SCA is a big improvement for most people.
Some card issuers don't require it done via a phone if that's important for you.
- culturestate 4y ago> Some card issuers don't require it done via a phone And some (looking at you, DBS) toggle seemingly at random between requiring it via SMS or via their mobile app.
- hocuspocus 4y agoI meant neither by phone (SMS tokens don't meet the DSP2 requirements) nor a mobile app. The card issuer can send you a one time link to a web portal by email or using an iframe, where you log in and confirm the transaction.
- culturestate 4y agoInteresting. I've had cards with email confirmation flows (AmEx) but they send an OTP, not a link. I don't think I've seen what you're describing.
- rwmj 4y agoFor most, but not anyone like us who has no mobile reception.
- hocuspocus 4y agoYou don't need mobile reception with modern SCA. Presumably if you're initiating an online purchase, you have access to WiFi?
- rwmj 4y agoDepends on the bank ("acquirer"?) involved but some definitely need mobile. Paypal is one, so is my pension company.