The problem is... timing... we've had a 12 year bull cycle. Why should we expect this un-ending growth forever. And the typical 1-2 year recession, is way over

The problem is... timing... we've had a 12 year bull cycle. Why should we expect this un-ending growth forever. And the typical 1-2 year recession, is way overdue. The housing market was already contracting months ago... once interest rates started ticking up. And now at ~7% mortgage rates... housing prices are going to go dramatically down. Mortgage rates were ~3%, just 10 months ago... that means payments are double at this point. And sadly, we have seen this cycle repeat so many times at this point. Feds put the brakes on the economy and housing sinks. 2008-2009 was classic.