Surely there is a cost benefit analysis to be had regarding any regulation? It's not always as trivial as railing and fire escapes. What would the cost of build

Surely there is a cost benefit analysis to be had regarding any regulation? It's not always as trivial as railing and fire escapes. What would the cost of building become if every building had to be built to withstand 9.0 magnitude earthquakes or be resistant to bunker-buster bombs? Such policies do a number of things: 1. Raise consumer costs since these new regulations need to pass the costs to the consumer. 2. Inhibit competition since now new businesses need to have to know-how or pay for super specialists or some external service to get them complaint before they can even offer a product or service. I'm not discounting all regulation, but at some point consumers can't consume blindly and need to be thoughtful. Some businesses may get third party certs stating they're compliant with industry leading security practices. They can charge a premium. Other companies may target more elastic consumers that want the service but don't care about whether their data, etc. is protected. They can choose to buy the products/services without certs, as they would likely he cheaper to differentiate themselves.