> , all come at a cost and solve problems most people don't have. Oh yes > lack of central authority This is one thing that really gets my goat. Money is ha

> , all come at a cost and solve problems most people don't have. Oh yes > lack of central authority This is one thing that really gets my goat. Money is hard to define but one property of money is that is serves as a web of trust. That trust has a source, a central bank. A fiat currency is as good as the central bank that controls it. Crypto has no trust, by design. It cannot fit into that space. It cannot replace fiat currency.