Yeah, this is a classic bait-and-switch that the Rx companies do. "No patient out-of-pocket!" they tout, as they charge $10k+ to the insurance companies, and b

Yeah, this is a classic bait-and-switch that the Rx companies do. "No patient out-of-pocket!" they tout, as they charge $10k+ to the insurance companies, and by proxy, to the company the employee works for. The Rx company still gets paid the same amount, just through proxies.