Potential value is the key term here. Or as a old saying says "a bird in the hand is worth two in the bush". I am well into 7 figures on wealth instead of low

Potential value is the key term here. Or as a old saying says "a bird in the hand is worth two in the bush". I am well into 7 figures on wealth instead of low to mid six figures in debt. You can play debt in that way. But it is risky and has lead many to ruin. However I traded debt for a reliable income at a fixed pace that was well above my spend level. I curb stomped all of my debt own a nice house, nice car and paid for with no debt. Debt is thief of your future potential. Debt can be used for that sort of thing but you have to use it extremely carefully. Most people dont. I was not among the gifted of picking the right things to invest in. I also know to almost the penny the potential I lost. Because hindsight is 20/20. It is nearly identical to what I have. Because I basically became the lender instead of the borrower. Debt is now a tool for me instead of a worry.