Nope, didn't miss that, but "where you live" doesn't capture my point. It's not just about where you live, but how you value your time. You'll note that I did

Nope, didn't miss that, but "where you live" doesn't capture my point. It's not just about where you live, but how you value your time. You'll note that I didn't mention location as a consideration, as that was already covered in the parenthetical.