I'd start here too. It isn't just increasing the amount you can save, but also increases the power of every dollar saved, since you need less to subsist now (as

I'd start here too. It isn't just increasing the amount you can save, but also increases the power of every dollar saved, since you need less to subsist now (assuming you stay at a sustainable reduce level of expenses). Your savings rate is a big talk in the financial independence community for this reason. Even if you're not interested in retiring early, Mr Money Mustache's article "The Shockingly Simple Math Behind Early Retirement" [1] really puts that ratio into perspective. Just the idea that lower expenses is more than just another dollar saved was really powerful for me and made me feel much more in control over my finances. [1] https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/ https://www.mrmoneymustache.com/2012/01/13/the-shockingly-si...