> It's less that and more that you're not maximizing retirement savings at that point, which is something that stresses a lot of folks out. I understand where

> It's less that and more that you're not maximizing retirement savings at that point, which is something that stresses a lot of folks out. I understand where this is coming from, but it can be a trap. Maximizing your retirement savings for the distant future at the cost of your current health is not a good tradeoff. All things in balance. One's current needs are just as important as their future needs. "Future you" can figure it out when the time comes. They're pretty smart :p. "Future you" would want you to properly take care of "current you". I say this as someone who has spent most of my net worth -- over $100k -- over the past 2 years of not working as I've taken time to heal and grow and learn how to live life better. It's been a difficult journey for me but it is something I needed to do. I have more hope for the future than I have had in many, many years. > Also, even within software, I can't imagine trying to find a job with a 6-month gap on my resume. I'm not in the bay area, and even working remotely, competition is brutal. A gap on your resume is a great reason to get immediately rejected by wherever you're applying to. This may be a hurdle, but it's probably not as big as you think. You were taking care of your health -- no details required. The matter has since been resolved and you are excited and ready to make use of your skills again. Do they need someone with your skillset or not? Don't project your worry onto them :) They will sense that and that will be the actual issue.