Putting aside whether the biological window has closed for your 39-year-old wife -- it sounds like the decision to not have children is a huge point of regret a

Putting aside whether the biological window has closed for your 39-year-old wife -- it sounds like the decision to not have children is a huge point of regret and constant second-guessing. Can I ask why/when you made that decision, generally? What's changed since then versus now at the age of 40 -- have circumstances changed to make having children more amenable or less tenable now? But if it's possible (financially) for you to have kids now -- why isn't adoption a possibility? Your post reads as if you were in the final years of life, rather than mid-life, when you have the perspective and means to make that big change you put off until now.