I'm also at the concept stage for a site providing some tools to help UK residents manage their finances with emphasis on debts. I have considered this idea a

I'm also at the concept stage for a site providing some tools to help UK residents manage their finances with emphasis on debts. I have considered this idea a few times over the past couple of years as I work for an organisation that gives me a great deal of exposure to people in debt and the methodology typically used to assist them to address those debts. In the past I have ignored the idea as I considered it technically uninteresting but I have now found myself in the position where I am (a) wanting to jump into the startup game, (b) have relevant industry experience, and (c) it's the right time (credit crunch).