3 ms·

> I only now realized that by using Apple Pay, they get at least my name and email address This is not true

by scarface74 4y ago

lxgr 4y ago
Care to elaborate? Note that this is Apple Pay in-app/web, not tap to pay.
- scarface74 4y ago
  The parent comment was talking about in a restaurant > But it seems pretty clear why they are doing that: Besides saving some time for the waitstaff, I only now realized that by using Apple Pay, they get at least my name and email address… In the case of a card not present transaction, the merchant always asks for your address when using credit cards. Also the original submission is about “cashless societies” and the disadvantage of it. No one is complaining about merchants refusing to take cash for web transactions.
  - lxgr 4y ago
    Yes, and I was adding to that comment, mentioning restaurants using QR codes not just for menus, but also for payments. This effectively makes restaurants using this system card-not-present merchants. > No one is complaining about merchants refusing to take cash for web transactions. Agreed, but why does a restaurant have to be a web merchant when there is a much more convenient alternative available?
    - scarface74 4y ago
      I have never been to a restaurant that requires you to give them an address for card present transactions.
      - lxgr 4y ago
        Me neither. I am talking about a card-not-present transaction at a restaurant. The checkout site did request my email address from Apple Pay, which obliges by default.
        scarface74 4y ago
        If that were the case what happens when you give them a physical card? Do they also ask for your address? That would be amazingly slow
greggman3 4y ago
This is true https://www.apple.com/legal/privacy/data/en/apple-pay/ https://www.apple.com/legal/privacy/data/en/apple-pay/ > Information Shared When You Make a Payment > When you begin a payment within an app, on the web, or within Apple Messages for Business using Apple Pay, to enable tax and shipping cost calculation your zip code, postal code, or other equivalent information is provided to the app, website, or merchant. After you authorize the payment, other information requested by the merchant, such as a device- or merchant-specific account number, your shipping address, or email address, is also provided.
- scarface74 4y ago
  This is for websites - “card not present” transactions. You have always had to share that information when using credit cards when your card isn’t present. No one is arguing that web merchants should accept cash. The commenter I replied to was referring to in person transactions
  - greggman3 4y ago
    I don't know where you are carving out an exception. The entire page is about what happens with Apple Pay. It doesn't say anything about "card not present" Further, the response is about a restaurant that has a website you have to use. The website offers Apple Pay as an option. If you pick it your email will be shared. It says so on the page itself.

> I only now realized that by using Apple Pay, they get at least my name and email address This is not true

lxgr 4y ago

Care to elaborate? Note that this is Apple Pay in-app/web, not tap to pay.

scarface74 4y ago
The parent comment was talking about in a restaurant > But it seems pretty clear why they are doing that: Besides saving some time for the waitstaff, I only now realized that by using Apple Pay, they get at least my name and email address… In the case of a card not present transaction, the merchant always asks for your address when using credit cards. Also the original submission is about “cashless societies” and the disadvantage of it. No one is complaining about merchants refusing to take cash for web transactions.
- lxgr 4y ago
  Yes, and I was adding to that comment, mentioning restaurants using QR codes not just for menus, but also for payments. This effectively makes restaurants using this system card-not-present merchants. > No one is complaining about merchants refusing to take cash for web transactions. Agreed, but why does a restaurant have to be a web merchant when there is a much more convenient alternative available?
  - scarface74 4y ago
    I have never been to a restaurant that requires you to give them an address for card present transactions.
    - lxgr 4y ago
      Me neither. I am talking about a card-not-present transaction at a restaurant. The checkout site did request my email address from Apple Pay, which obliges by default.
      - scarface74 4y ago
        If that were the case what happens when you give them a physical card? Do they also ask for your address? That would be amazingly slow

greggman3 4y ago

This is true https://www.apple.com/legal/privacy/data/en/apple-pay/ https://www.apple.com/legal/privacy/data/en/apple-pay/ > Information Shared When You Make a Payment > When you begin a payment within an app, on the web, or within Apple Messages for Business using Apple Pay, to enable tax and shipping cost calculation your zip code, postal code, or other equivalent information is provided to the app, website, or merchant. After you authorize the payment, other information requested by the merchant, such as a device- or merchant-specific account number, your shipping address, or email address, is also provided.

scarface74 4y ago
This is for websites - “card not present” transactions. You have always had to share that information when using credit cards when your card isn’t present. No one is arguing that web merchants should accept cash. The commenter I replied to was referring to in person transactions
- greggman3 4y ago
  I don't know where you are carving out an exception. The entire page is about what happens with Apple Pay. It doesn't say anything about "card not present" Further, the response is about a restaurant that has a website you have to use. The website offers Apple Pay as an option. If you pick it your email will be shared. It says so on the page itself.