I'm between 20 and 40. I'm a full time software developer. I've written software and firmware in my spare time. I've soldered MCUs and debugged them with an osc

I'm between 20 and 40. I'm a full time software developer. I've written software and firmware in my spare time. I've soldered MCUs and debugged them with an oscilloscope. I know better than 99% of people how my phone works. The issue is not that I am unwilling to learn new things. The issue is that cash has been functional as a method of payment for at least 3 thousand years, and the reasons being given for preventing it from being legal tender objectively do not stand up to scrutiny. There is no cycle. You're just wrong. Oh, and I use cash for 100% of the transactions that support it, because I know what's good for me.