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My credit card had a fraud block put on it because I tried to make a large payment while out of the country (Thanks for nothing Capital One). Even after they a
by tobias_smollett 4y ago
My credit card had a fraud block put on it because I tried to make a large payment while out of the country (Thanks for nothing Capital One). Even after they accepted the payment a few days later I still had to jump through many hoops to get the card unblocked.
I now think 3 credit cards plus a bunch of cash is the minimum when traveling out of the country.
- bombcar 4y agoSome credit cards let you put a travel itinerary in their records, to reduce the chance of this happening (if I recall correctly, American Express will do it for you automatically, so if you buy a plane ticket to Rome, they'll know charges from Italy are probably good). But yes, multiple SEPARATE funding sources and cash are a minimum when traveling, even within the US imo.
- maccard 4y agoMultiple bank accounts, even if you operate primarily with cash, are a requirement for normal living. You always want a backup, preferably isolated from the original.
- ghaff 4y agoAgree. There is a sufficient hair trigger on fraud alerts these days that you really need a diversified set of cards when traveling--especially internationally. And, yes, get some cash though in post-COVID travel world I'm probably now stuck with a bunch of random foreign cash I'm never going to spend. (Pounds/Euros I can deal with but a bunch of other smaller currencies I doubt I can easily exchange.) Travel notifications can help. But I've even had random declines for $20 purchases at US gas stations.