> how can you even police that? is there security monitoring this or something? I don’t understand how that applies to an owner. Police and monitor themselves?

> how can you even police that? is there security monitoring this or something? I don’t understand how that applies to an owner. Police and monitor themselves? Owners cover cars with car insurance, house damage (including from cars and e-bikes) with homeowners insurance. The homeowners insurance policy describes the details and requirements of what’s covered.