I'm pretty good at stuff like keeping keys safe and personal op sec. But even I have issues where I need a key reset or some other escape hatch at least once ev

I'm pretty good at stuff like keeping keys safe and personal op sec. But even I have issues where I need a key reset or some other escape hatch at least once every couple years. The level of care required to participate in the crypto world as you describe means it's effectively a non-starter for me beyond the occasional speculation. Everything you said above is true and as a result crypto is fundamentally unsuited for the vast majority of the human population to use and always will be. Unless they begin to adopt the same safeguards that the current monetary system uses.