Where would the pilot be going in this example? Presumably to fly other planes, so even if the employer eats the cost of training, they're supporting the overal

Where would the pilot be going in this example? Presumably to fly other planes, so even if the employer eats the cost of training, they're supporting the overall job market for pilots. If the pilot is unable to work because of disability, conviction, etc., they're 6 figures in the hole and unable to use the training to get out. Seems like a pretty bad deal.