had nothing to do with the non-dischargability (can't get out of with bankruptcy) of student loan debts. That change happened in 1998. Thanks for the info, I t

had nothing to do with the non-dischargability (can't get out of with bankruptcy) of student loan debts. That change happened in 1998. Thanks for the info, I thought I read that they where both in the Bankruptcy Abuse Prevention and Consumer Protection Act in 05. I was unaware of a previous bill. And I do understand that the laws have been change previous to the 05 and 98, but my understanding of the law is that it was the first such attempt to restrict the people who could file for chapter 7 AKA total discharge of debt, therefore pushing them into a 13, requiring a judge to garnish a large portion of the income for 5 years before they can be declared free from the responsibility of having the service the debt.