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how can you even police that? is there security monitoring this or something? what about hybrid electrics that use li-on. what about ebikes?
by denimnerd42 4y ago
how can you even police that? is there security monitoring this or something?
what about hybrid electrics that use li-on. what about ebikes?
- gw99 4y agoNo if the place burns down and there's an EV of any kind in there then they don't pay out. Covers explicitly eBikes and hybrids as well.
- deleted 4y ago[deleted]
- nomel 4y ago> how can you even police that? Trivially, after the investigators identify the cause of the fire. With all insurance, it’s not a matter of policing, it’s what will be covered when you try to make the claim.
- denimnerd42 4y agoI don't mean the insurance company. That's obvious. I mean how does the owner cover itself.
- nomel 4y ago> how can you even police that? is there security monitoring this or something? I don’t understand how that applies to an owner. Police and monitor themselves? Owners cover cars with car insurance, house damage (including from cars and e-bikes) with homeowners insurance. The homeowners insurance policy describes the details and requirements of what’s covered.
- astura 4y agoInsurance companies do actually do reconnaissance occasionally; my parents had their homeowners insurance cancelled this way. More commonly, they will deny a claim if, during the claims process, they found there was an EV in the parking lot at the time of the loss, even if the EV isn't related to the loss. Friend of mine is an insurance adjuster and he says he denies claims all the time when he finds out people were violating their policy terms at the time of the loss. Read your insurance policies, people.
- baxtr 4y agoInsurers don’t care about your compliance. They simply won’t pay out any claim in case they find out after the fact.